Steps to Select the Most Suitable Credit Cards for Your Needs
Steps to Select the Most Suitable Credit Cards for Your Needs
Blog Article
Steps to Select the Top Credit Cards for Your Lifestyle
Understanding the credit card perks options can be overwhelming with so many alternatives available, each offering different offers, benefits, and advantages. Our system simplifies the process to help you get started in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are improved choices for you.
**Analysing Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Food and beverage expenses
- International payments
- General Spend
This information helps us better understand your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including reward and discount cards as well as Welcome Incentives.
We also suggest options for further optimization such as only looking at cards from specific banks or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your expenses and informs you of changes to optimize your setup to enhance your benefit accrual. This proactive method ensures you always have the best credit card portfolio to gain the most advantages.
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